Bundy, this is most likely because of your home monitor not being capable of handling the 1024x768 resolution. Try switching to this resolution in Windows (w/o Civ3 running) - right-click on the Desktop, select Properties, Settings and try increasing the screen resolution to 1024x768. Then go to "Advanced" and under Adapter or Monitor, check the refresh rate - should be something like 60, 72, or 75 Hz. Then click "Apply" - and see if it works (if not, the screen settings will return to the previous working state in 15 seconds, no worries).
I suspect that you will get the same problem even without Civ3 - means your monitor is not capable of running 1024x768, which is the native mode for Civ3. There is a way of running Civ3 in 800x600, but I would suggest getting a new monitor instead...
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