Hi BirdMan,
I cant really answer any of them except the last one, about AI navy. I havent really played long enough to see the other ones.
The AI definately builds a fleet, and uses it well. At least against me. I have been harassed by AI navys to the point it causes me to either scrap my fleet and take my chances on land, or crank up my military production almost solely for Navy vessels.
As for invasions and the like, so far I have only had the AI (non navy forces) just sort of pick at me, take a city here or there....no full scale invasion. Although, I have played on low difficulty settings as I try to cut my teeth in the turn based genre...CTP2 is my first. Also, I have played on gigantic maps, so travel between civs takes forever. I tried a 200X400 map, and it was very nice.....but so huge, I could see the game lasting forever. I had several mounted units travel for what seemed like an eternity before I found another civ.....and lo and behold it was the pissy Scots...they followed me back and picked a fight!!! Sheesh.
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