"Poor Man's capitalization" beats wealth every time

[Father Beast]

for those who don't know, "Poor Man's capitalization" the practice of building and selling an improvement for cash, when capitalkization was not available in Civ2.

I was happy to see wealth as an option when I started the game, but soon realized that it was lousy, since you only get an 8-1 return on the shields.

For example: in my capital, I am putting out 14 shields (15 with a courthouse), and wealth gives me 1 gold per turn. I checked.
I could then build a courthouse in 7 turns, and sell it for 20 gold, for a return of almost 3 gold per turn, averaged out. I can then rebuild the courthouse.

I think it should be closer to even when I get the commerce tech.

[Jaybe]

4 Shields produce 1 Gold after Economics Advance.

As an aside, disbanding units in a city returns 1/4 of their production cost (not 1/2 ala Civ2).